Welcome to the CAPS Website.

The Consumer Advocacy and Protection Society (CAPS) is a student-run Berkeley Law organization dedicated to the promotion of consumer law and consumer protection at Berkeley Law. Our mission is to connect consumer-minded students, organize and host consumer-related events, network the greater consumer law community, and ensure the availability of consumer curriculum and clinic opportunities at Berkeley Law.

Peruse the site, check out our blog, join the CAPS mailing list, and don't hesitate to contact us at caps[at]law.berkeley.edu or caps.berkeleylaw@gmail.com.


CAPS Executive Board

Consumer News

- Alan S. Kaplinsky

The Task Force on Financial Technology of the House Financial Services Committee has scheduled a hearing entitled “Banking on Your Data: The Role of Big Data in Financial Services” on November 21, 2019. The Task Force is expected to explore, in part, a legal framework for big technology firms that have entered the financial marketplace.... Continue Reading…

- Stephen Lubben

On Friday night I landed at JFK, after a very nice international insolvency conference at the University of Miami, and took a "Juno" home. Little did I know it would be my last time using the app. On Monday Juno...

- Gretchen Abraham

Keep your holiday shopping merry and bright with an early gift from the Federal Trade Commission: tips to help you watch your wallet, shop wisely, and protect your personal information.

The semiannual update of our rulemaking agenda.

- Lisa Weintraub Schifferle

Holidays often mean time with family and friends. If you’re looking for conversation starters that avoid tricky topics – like who should’ve won the World Series – why not chat about scams? Pass it On, an FTC education campaign, gives you new ways to talk about scams and how to prevent them.

- Alan S. Kaplinsky

Although the CFPB now agrees that its structure is unconstitutional, it has filed a brief opposing the Petition for a Writ of Certiorari Before Judgment filed by All American Check Cashing with the U.S. Supreme Court.  All American’s interlocutory appeal from the district court’s ruling upholding the CFPB’s constitutionality is still pending before the Fifth... Continue Reading…

- John L. Culhane, Jr.

A group of 22 state Attorneys General have sent a letter to the Department of Education seeking information “to determine whether the [ED] is providing relief to thousands of former ITT Tech students as required by federal law.”  The use of the seals of the Kentucky, Massachusetts, and Oregon AGs on the first page of the letter... Continue Reading…

- Allison Zieve

At CreditSlips, Professor Adam Levitin writes that a rule proposed today by the Office of the Comptroller of the Currency "provides that nonbank assignees of loans from banks may charge whatever interest rate the bank may charge." In effect, the...

- Adam Levitin

The Trump administration has just proposed a rule that declares open season on consumers for subprime lenders. The Office of Comptroller of the Currency and the Federal Deposit Insurance Corporation (on whose board the CFPB Director serves) have released parallel...

- Alan S. Kaplinsky

The Subcommittee on Consumer Protection and Financial Institutions of the House Financial Services Committee has scheduled a hearing entitled “An Examination of Regulators’ Efforts to Preserve and Promote Minority Depository Institutions” on November 20, 2019.  In its first hearing on minority depository institutions, the Subcommittee examined the unique challenges facing MDIs and the communities they serve. ... Continue Reading…

- Carol Kando-Pineda

- Daniel JT McKenna

The FCC has issued a notice announcing that it is seeking comment on a petition filed by Capital One Services, LLC (Capital One) that asks the FCC to issue a declaratory ruling to confirm that the recipient of an opt-out request sent in response to a text message does not violate the Telephone Consumer Protection... Continue Reading…